- International families
- 4,9132015 to 2024
- Leading country
- United States2.3× the next
- All families
- 42khome filings included
- Over five years
- Falling2020 to 2024 against the five before
Year by year
Patent families by country of origin and the year of the earliest filing, 2000 to 2025; 2025 is a part year, still filling in. International families are those for which protection was sought beyond one country.
Volume
International patent families in the capability, by the year of the earliest filing.
Source: Global Institute for National Capability (GINC), 2026. Underlying patents from 107 patent offices, IFI CLAIMS and Google
Share by country
Each country's share of the year's international families, in per cent: the capability's five largest countries of origin, 2015 to 2024, and the rest of the world.
Source: Global Institute for National Capability (GINC), 2026. Underlying patents from 107 patent offices, IFI CLAIMS and Google
Country leaderboard
International patent families, 2015 to 2024, by country of origin. Growth compares the latest five full years with the five before.
Ten largest
United States
China
Japan
South Korea
Canada
Cayman Islands
United Kingdom
Germany
Türkiye
India
1,677
722
638
486
297
118
101
88
85
78
| 2000 to 2025 | ||||||
|---|---|---|---|---|---|---|
| 1 | United States | 1,677 | 34.1% | 0.9× | 5,137 | |
| 2 | China | 722 | 14.7% | 0.6× | 26,577 | |
| 3 | Japan | 638 | 13.0% | 0.7× | 2,605 | |
| 4 | South Korea | 486 | 9.9% | 0.9× | 4,248 | |
| 5 | Canada | 297 | 6.0% | 0.7× | 547 | |
| 6 | Cayman Islands | 118 | 2.4% | 0.0× | 129 | |
| 7 | United Kingdom | 101 | 2.1% | 0.7× | 146 | |
| 8 | Germany | 88 | 1.8% | 0.7× | 151 | |
| 9 | Türkiye | 85 | 1.7% | 3.0× | 145 | |
| 10 | India | 78 | 1.6% | 0.9× | 124 | |
| 11 | Taiwan | 69 | 1.4% | 0.6× | 773 | |
| 12 | Singapore | 69 | 1.4% | 0.9× | 82 | |
| 13 | France | 64 | 1.3% | 0.3× | 96 | |
| 14 | Australia | 61 | 1.2% | 0.3× | 130 | |
| 15 | Russia | 40 | 0.8% | 0.4× | 68 | |
| 16 | Israel | 36 | 0.7% | 0.9× | 84 | |
| 17 | Italy | 28 | 0.6% | 0.6× | 69 | |
| 18 | Switzerland | 26 | 0.5% | 0.5× | 44 | |
| 19 | Brazil | 18 | 0.4% | 1.0× | 79 | |
| 20 | Sweden | 17 | 0.3% | 0.4× | 22 | |
| 21 | Ireland | 17 | 0.3% | 0.2× | 28 | |
| 22 | New Zealand | 16 | 0.3% | 2.2× | 18 | |
| 23 | Hong Kong | 15 | 0.3% | 0.2× | 21 | |
| 24 | Malaysia | 14 | 0.3% | 0.2× | 24 | |
| 25 | Austria | 13 | 0.3% | 0.4× | 14 | |
| 26 | South Africa | 12 | 0.2% | 1.0× | 12 | |
| 27 | Saudi Arabia | 12 | 0.2% | 11× | 13 | |
| 28 | Spain | 9 | 0.2% | 0.3× | 18 | |
| 29 | Belgium | 7 | 0.1% | 0.2× | 9 | |
| 30 | Netherlands | 6 | 0.1% | 0.5× | 12 | |
| 31 | Luxembourg | 4 | 0.1% | 1.0× | 6 | |
| 32 | Mexico | 3 | 0.1% | 0.5× | 6 | |
| 33 | Finland | 2 | 0.0% | 1.0× | 2 | |
| 34 | Denmark | 2 | 0.0% | 1.0× | 2 | |
| 35 | Portugal | 2 | 0.0% | 1.0× | 3 | |
| 36 | Poland | 1 | 0.0% | – | 1 | |
| 37 | Czechia | 1 | 0.0% | – | 2 | |
| 38 | Hungary | 1 | 0.0% | – | 1 |
Applicants
The largest applicants by international patent families, 2015 to 2024: across the world, then within each of the five countries with the most families in Banking System Capacity. Names are as held in the source and are not consolidated across subsidiaries.
Global
4,913 international families
MASTERCARD INTERNATIONAL INC · United States
CAPITAL ONE SERVICES LLC · United States
ALIBABA GROUP HOLDING LTD · China
PING AN TECH SHENZHEN CO LTD · China
ADVANCED NEW TECHNOLOGIES CO LTD · Cayman Islands
TORONTO DOMINION BANK · Canada
187
182
145
128
113
110
United States
1,677 international families
MASTERCARD INTERNATIONAL INC
CAPITAL ONE SERVICES LLC
VISA INT SERVICE ASS
NCR CORP
JPMORGAN CHASE BANK NA
DIEBOLD NIXDORF INC
187
181
105
49
48
46
China
722 international families
PING AN TECH SHENZHEN CO LTD
ONE CONNECT SMART TECH CO LTD SHENZHEN
SHENZHEN ONECONNECT TECH CO LTD
ALIPAY HANGZHOU INF TECH CO LTD
TENCENT TECH SHENZHEN CO LTD
WEBANK CO LTD
128
63
52
41
37
29
Japan
638 international families
GLORY KOGYO KK
NEC CORP
OKI ELECTRIC IND CO LTD
HITACHI OMRON TERMINAL SOLUTIONS CORP
HITACHI LTD
TOSHIBA TEC KK
103
52
49
37
30
30
South Korea
486 international families
HYOSUNG TNS INC
AIZEN GLOBAL CO INC
SAMSUNG ELECTRONICS CO LTD
NAUTILUS HYOSUNG INC
BCCARD CO LTD
LG CNS CO LTD
90
25
22
18
14
14
Canada
297 international families
TORONTO DOMINION BANK
CANADA LTD 10353744
SHENZHEN CIFPAY NETWORK BANK TECH CO LTD
ROYAL BANK OF CANADA
SUNING FINANCE TECH NANJING CO LTD
NOMURA RES INST LTD
91
71
41
33
11
8
Similar capabilities
The nine capabilities that share the most international patent families with Banking System Capacity, 2015 to 2024: the families counted in both as a share of those counted in either. Each card shows its five largest countries.
Strategic Infrastructure
Banks, Insurers & Systemic Institutions
56.6% shared · 4,913 families in both
United States
China
Japan
South Korea
Canada
2,907
1,531
1,087
813
421
Financial Strength
Payment & Market Infrastructure Oversight
11.1% shared · 2,189 families in both
United States
China
South Korea
Japan
Cayman Islands
6,452
2,381
1,618
1,604
589
Strategic Infrastructure
Payments & Settlement Systems
9.6% shared · 2,651 families in both
United States
Japan
China
South Korea
Germany
8,689
3,604
3,322
2,540
750
Financial Strength
Long-Term & Institutional Capital
7.3% shared · 633 families in both
United States
China
Japan
South Korea
Canada
1,486
868
498
378
172
Financial Strength
Financial Inclusion & Household Access
6.9% shared · 861 families in both
United States
South Korea
China
Japan
France
3,362
961
951
791
329
Financial Strength
Currency Issuance & Digital Money
6.6% shared · 1,362 families in both
United States
Japan
China
South Korea
Germany
4,952
2,438
1,902
1,526
1,399
Strategic Infrastructure
Markets, Exchanges & Depositories
6.2% shared · 551 families in both
China
United States
Japan
South Korea
Cayman Islands
1,322
1,185
384
363
253
Financial Strength
Capital Markets Depth & Development
6.2% shared · 551 families in both
China
United States
Japan
South Korea
Cayman Islands
1,322
1,185
384
363
253
Strategic Infrastructure
Currency & Reserves
6.2% shared · 575 families in both
Japan
Germany
United States
China
United Kingdom
1,521
908
657
355
213
Crosswalk
How Banking System Capacity is matched to the patent classifications. The entries below were chosen for it; each stands for itself and everything beneath it in the scheme, 39 Cooperative entries in all. A patent family counts when any of its codes, in either scheme and at any office, falls under one of them. Codes since retired are placed under the entries that replaced them.
| Entry | Title in the scheme | Why it is chosen | CPC codes | IPC codes | Documents |
|---|---|---|---|---|---|
| G06Q40/02 | Banking, e.g. interest calculation or account maintenance | Banking systems, such as account maintenance and interest calculation | 11 | 1 | 85,436 |
| G06Q40/03 | Credit; Loans; Processing thereof | Credit and loan processing | 14 | 1 | 39,850 |
| G07F19/00 | Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines | Complete banking systems and automated teller machines | 14 | 1 | 65,002 |
CPC and IPC codes are the codes in use on patent documents, at any office, that fall under the entry. Documents is the larger of the two schemes' counts of documents carrying one of them. An entry with no IPC codes can be told apart only in the Cooperative scheme.
The Cooperative codes in use that count towards Banking System Capacity: 39 codes on 173,951 documents. The full crosswalk is in the cpc-to-capability.csv download.
| Code | Title | Under entry | How placed | Documents |
|---|---|---|---|---|
| G06Q40/02 | Banking, e.g. interest calculation or account maintenance | G06Q40/02 | In the scheme | 68,345 |
| G06Q40/03 | Credit; Loans; Processing thereof | G06Q40/03 | In the scheme | 38,808 |
| G07F19/20 | Automatic teller machines [ATMs] | G07F19/00 | In the scheme | 17,652 |
| G07F19/201 | Accessories of ATMs | G07F19/00 | In the scheme | 9,607 |
| G07F19/205 | Housing aspects of ATMs | G07F19/00 | In the scheme | 6,098 |
| G07F19/202 | Depositing operations within ATMs | G07F19/00 | In the scheme | 5,943 |
| G07F19/203 | Dispensing operations within ATMs | G07F19/00 | In the scheme | 4,888 |
| G07F19/207 | Surveillance aspects at ATMs | G07F19/00 | In the scheme | 4,038 |
| G07F19/00 | Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines | G07F19/00 | In the scheme | 3,676 |
| G07F19/211 | Software architecture within ATMs or in relation to the ATM network | G07F19/00 | In the scheme | 3,615 |
| G07F19/206 | Software aspects at ATMs | G07F19/00 | In the scheme | 3,595 |
| G07F19/209 | Monitoring, auditing or diagnose of functioning of ATMs | G07F19/00 | In the scheme | 2,854 |
| G07F19/2055 | Anti-skimming aspects at ATMs | G07F19/00 | In the scheme | 1,867 |
| G07F19/204 | Loading of a stored value token using an ATM | G07F19/00 | In the scheme | 433 |
| G07F19/208 | Use of an ATM as a switch or hub | G07F19/00 | In the scheme | 378 |
| G07F19/21 | Retaining of the payment card by ATMs | G07F19/00 | In the scheme | 358 |
| G06Q40/024 | Anti-fraud, anti-money laundering or know-your-customer | G06Q40/02 | In the scheme | 236 |
| G06Q40/033 | Analysing or forecasting financial condition of borrowers | G06Q40/03 | In the scheme | 157 |
| G06Q40/03055 | Platforms for credit or lending product research, comparison or matching using artificial intelligence, machine learning or neural networks | G06Q40/03 | In the scheme | 152 |
| G06Q40/0305 | Platforms for credit or lending product research, comparison or matching | G06Q40/03 | In the scheme | 136 |
| G06Q40/022 | Management of bank accounts, e.g. opening or closing of bank accounts, new customer bank accounts | G06Q40/02 | In the scheme | 125 |
| G06Q40/034 | Loan servicing | G06Q40/03 | In the scheme | 106 |
| G06Q40/023 | Banking, e.g. interest calculation or account maintenance specially adapted for online banking | G06Q40/02 | In the scheme | 105 |
| G06Q40/031 | Credit restrictions on particular classes of purchases or children accounts | G06Q40/03 | In the scheme | 95 |
| G06Q40/0222 | Monitoring, detecting or alert notifications of bank account events | G06Q40/02 | In the scheme | 91 |
| G06Q40/039 | Personal or business loans | G06Q40/03 | In the scheme | 74 |
| G06Q40/026 | Banking interfaces | G06Q40/02 | In the scheme | 69 |
| G06Q40/03251 | Account notification, monitoring, detecting, or reporting therefor specially adapted for detecting or preventing credit or loan fraud using artificial intelligence, machine learning or neural networks | G06Q40/03 | In the scheme | 68 |
| G06Q40/032 | Account notification, monitoring, detecting, or reporting therefor | G06Q40/03 | In the scheme | 60 |
| G06Q40/0325 | Account notification, monitoring, detecting, or reporting therefor specially adapted for detecting or preventing credit or loan fraud | G06Q40/03 | In the scheme | 59 |
| G06Q40/038 | Car or vehicle loans | G06Q40/03 | In the scheme | 50 |
| G06Q40/036 | Mortgages | G06Q40/03 | In the scheme | 44 |
| G06Q40/0221 | Intra-bank account relationships, e.g. sub-accounts, linked or joint accounts | G06Q40/02 | In the scheme | 36 |
| G06Q40/035 | Credit; Loans; Processing thereof using financial equations or formulas | G06Q40/03 | In the scheme | 29 |
| G06Q40/0225 | Bank transfers not related to payment transactions | G06Q40/02 | In the scheme | 28 |
| G06Q40/029 | Banking at kiosks, computers, point of sale [POS] terminals or automated teller machines [ATM] | G06Q40/02 | In the scheme | 23 |
| G06Q40/028 | Processing paper cheques | G06Q40/02 | In the scheme | 21 |
| G06Q40/0223 | For planning or pre-staging a bank account transaction | G06Q40/02 | In the scheme | 20 |
| G06Q40/037 | Revolving line of credit | G06Q40/03 | In the scheme | 12 |
Other capabilities in Financial System Depth & Access
- Capital Markets Depth & Development
- Long-Term & Institutional Capital
- Financial Inclusion & Household Access
- Development & Policy Finance